Expat Mortgages - Exclusive Rates

SEMI EXCLUSIVE EXPATRIATE SCHEMES

IMP SEMI EXCLUSIVE EXPATRIATE SCHEMES

May 2022

Scheme 1 Buy to Let 2 Year Discount Purchase & Remortgage 3.00%

Pay rate 3.35% Two years from completion. Thereafter negotiable. A discount of 1.89% from Standard Variable Rate currently 5.274%

Lender’s application fee £199.00 – Completion fee £999.00. IMP booking fee £195.00

Scale valuation.

Early repayment charge 1% within product term. 50% of the original advance penalty free.

Maximum loan to value 80%

Stress Test; Notional rate of 5.50% stressed at 145%

SCHEME 2 – Buy to Let 5 Year Fixed Rate 4.35%

Scheme Details

Lenders Application fee £199.00 Completion fee £999.00. IMP Booking Fee £195
Scale valuation.
Early repayment charge 5% within product term..

Maximum loan to value 80%

Lending assessed on pay rate stressed at 145%

In all cases interest is calculated daily and applicants have choice of Interest Only, Capital & Interest or combined. Ipswich Building Society current Standard Variable Rate is 5.24%

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